Joya 90 Terms & Conditions – Your rights and responsibilities, explained simply

By accessing or using the joya 90 platform, you confirm that you have read, understood, and agreed to these terms. If you do not agree with any part of these terms, please discontinue use of the platform.

Joya 90 is an internationally licensed online betting and casino platform. We are committed to delivering gaming services in a fair, transparent, and responsible environment. These terms may be updated from time to time — the latest version will always be available on this page.

To open an account with joya 90, the following conditions must be met:

• Must be at least 18 Years is required — no exceptions.
• You must provide accurate and complete personal information — accounts found to contain false details will be closed.
• Each individual may register one account only.
• Joya 90 may request identity verification documents at any time.

Enter your mobile number and email accurately at registration, as important notifications will be sent through these channels. You are responsible for keeping your account password secure. joya 90 will not be liable for any loss resulting from sharing your password with someone else.

Please keep the following rules in mind when placing bets on joya 90:

• Once a bet is confirmed, it cannot be cancelled — however, you may partially settle it using the cash-out feature where available.
• Bets placed before kick-off are settled at pre-match odds. Live betting odds update in real time.
• If a bet is confirmed at an incorrect price due to a technical error, joya 90 reserves the right to void that bet.
• If a match is abandoned or suspended mid-way, the outcome will be determined in accordance with joya 90's settlement policy.
• Minimum bet is ৳20; maximum bet limits vary by event.

If joya 90 detects suspicious betting patterns, it reserves the right to hold and review those bets. Betting based on match fixing or inside information is strictly prohibited and may be subject to legal penalties.

Joya 90 currently accepts the following payment methods:

• bKash: Minimum deposit ৳500
• Nagad: Minimum deposit ৳500
• Rocket: Minimum deposit ৳500
• Bank Transfer: Minimum deposit ৳1,000

Deposited funds are available for betting immediately once credited to your account. joya 90 charges no deposit fees, though your payment provider's own fees may apply.

The following conditions apply when withdrawing funds from joya 90:

• Minimum withdrawal amount is ৳500.
• Withdrawal requests will not be processed until KYC verification is complete.
• Withdrawals are generally sent to the same payment method used for the deposit.
• Bonus funds cannot be withdrawn until the wagering requirements on an active bonus have been met.
• For verified accounts, processing times are 1–6 hours for bKash/Nagad and 1–2 business days for bank transfers.

Multiple withdrawal requests can be submitted at the same time; however, each will be processed separately. joya 90 reserves the right to conduct additional verification for any transactions deemed suspicious.

All bonus offers at joya 90 are subject to the following general terms:

• Each bonus can only be claimed once (where applicable).
• Bonus funds cannot be withdrawn directly — wagering requirements must be met first.
• Multiple bonuses cannot be active at the same time unless otherwise specified.
• Winnings from bonus funds can be withdrawn once the wagering requirement has been met.
• Joya 90 reserves the right to modify or cancel any bonus offer at any time.

Joya 90 believes gaming should be fun — never a source of stress. We encourage all members to play responsibly.

Joya 90 provides the following tools free of charge:

• Deposit Limit: Set daily, weekly, or monthly limits.
• Loss Limit: Set a loss limit that will automatically stop your betting activity.
• Cooling-Off: Temporarily pause your account for a set period.
• Self-Exclusion: Permanently or long-term close your account.

If you feel that gaming is having a negative impact on your life, please contact our support team or Responsible Gaming View the page.

Joya 90 may suspend or permanently close an account for any of the following reasons:

• False or inaccurate registration details.
• Operating multiple accounts.
• Bonus or promotion abuse.
• Suspicious or fraudulent transactions.
• Threatening or inappropriate behaviour towards other members.
• If the user is found to be under 18 years of age.

Upon account closure, genuine (non-bonus) funds will be returned; however, in cases of fraud, all funds may be forfeited.

Joya 90 treats the protection of your personal information as its highest priority. We handle your data:

• We never sell your data to third parties.
• Used solely for service improvement and verification purposes.
• We may share your information with regulatory authorities where required by law.

For more details, visit our Privacy Policy Read the page.

Joya 90 may update these terms at any time. Members will be notified in advance by email or SMS for any significant changes. Continued use of the platform after any update constitutes acceptance of the revised terms.

Our support team is available 24/7, every day of the week, for any questions or concerns.